Find the insurance you need in one place

One stop shopping for all your health and financial protection needs
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Once an English teacher with a Master's degree, I have switched my focus to teaching adults about their insurance options. I take an educators approach to helping you understand the coverage you have and find ways to make it fit your family's needs and budget. Since 2012, when I became a licensed insurance agent I have been helping individuals and families find affordable insurance that will meet their needs and budget. In Medicare coverage as well as private insurance plans for people under 65, I look at each person/family uniquely and curate a plan that fits them properly.

Communities I Serve

I serve all of Texas, especially the I-35 corridor between and including San Antonio and Austin. I am also licensed in Washington state and Oklahoma and actively stay up to date with all of the current plans there.

My Office Handles

Individual & Family Health Insurance, Medicare, Medicare Advantage Plans, Medicare Supplement, Medicare Prescription Drug Plans, Small Business Health Insurance, Life Insurance, Dental Insurance, Vision Insurance, Critical Illness Insurance, Disability Insurance, Accident Insurance, Long-Term Care Insurance, Wellness Products.

Choosing a Plan

Choosing insurance plans can be difficult. That’s why I help make it easy. I’ll make the calls, compare the plans and prices, and help find you the insurance plan that fits your needs. Best of all, my help is at no cost to you.

No-Cost Assistance

I work with nationally recognized insurance companies to give you the quality, affordable insurance you’re looking for. I promise never to spam you or sell your information. Best of all, my assistance is at no cost to you. Call me today at (512) 966-1265 and let me find the right insurance for you.



Let me help you find the right coverage that that fits your needs and budget with individual, family and short-term healthcare plans.

Let me help you simplify your Medicare coverage. Need more predictable out-of-pocket costs so there are fewer surprise expenses? I can also better manage your prescription expenses with a Medicare Part D prescription drug plan. Contact me to decode the eligibility requirements.
The longer you put off buying life insurance, the more you risk paying significantly higher rates. I can offer you Term, Whole, Universal and Final Expense Life Insurance that meets your needs and budget.
I offer a wide range of Supplemental Insurance, dental and vision plans to meet your needs; providing an affordable layer of financial protection for you and your loved ones.
I can provide little-known solutions to help you and your employees get great coverage and save big. I’ll sit down with you and your employees, individually, to help choose the best solution—and my service is free. Don’t let shopping for health coverage distract from running your business.

Finding the Right Low-Cost Health Coverage Has Never Been Easier.

James "Jamie" Darrel Hougham

Insurance Broker


(512) 966-1265


1423 N. Walnut, Suite 103 New Braunfels, TX 78130


Monday-Friday 7:30AM–5:00PM
Weekends and Evenings by Appointment Only

Service and product availability varies. Agents may be compensated based on enrollment. No cost or obligation to enroll.